Let me begin with a simple question. If something happened to you, be it death or disablement, what would be the financial impact on your loved ones? Would your kids need to change schools, would the family home have to be sold? How you answer that question will have Read more …
Category: Insurance
How to reduce the risk of losing your income
If I asked you whether you would insure your car, I suspect like the majority of people, you would respond ‘of course’! But ask someone whether they have insured their biggest asset, that is their income, you’ll often hear silence. Most people think of their biggest asset as their house Read more …
How to protect your family finances
Let me begin by asking you a series of short but important questions. Your answers will probably have significant consequences for your loved ones. If you are married, I’d suggest you answer these questions together. How would your family cope financially if you were no longer there? What would happen Read more …
How much life insurance cover do you need?
Back in my days as a financial adviser, I soon discovered that the vast majority of people were underinsured, often substantially, leaving their families exposed to considerable hardship in the event that they passed away or became sick and disabled. In this post I want to explore how much life Read more …
The 8 dangerous insurance myths people believe
When it comes to Insurance there is extensive foolish thinking. Below are some of the common statements that I have heard people say over the years: Myth One: “I am young and healthy” Myth Two: “My parents will help me” Myth Three: “It won’t happen to me” Myth Four: “It Read more …
How to protect the family finances
Protect your family “A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks, and suffers the consequences”. Proverbs 22:3 Life is full of unexpected events, bumps and bruises. It is the reality of living in a fallen world. We can however mitigate the impact Read more …