Step 1: The Stewardship Plan

What is the Stewardship Plan?

The Stewardship Plan is the foundation of the Biblical Wealth Plan. It teaches that you don't own your money, you steward it. "The earth is the Lord's, and everything in it" (Psalm 24:1). This step introduces the 80/10/10 principle (80% spend, 10% give, 10% save), the framework every other step is built on.

Why does this step matter?

Every financial decision flows from what you believe about money. Seeing yourself as the owner leads to fear and control. Seeing yourself as a steward leads to faithfulness. This step also addresses financial unity in marriage, since money is one of the most common sources of conflict between couples.

How does it help you build wealth?

It gives you the belief system and the 80/10/10 framework every later step depends on, so the wealth you build holds up under pressure and stays true to what you value.

Who this step is for:

• Anyone starting the Biblical Wealth Plan from the beginning
• Couples wanting to get on the same page about money before it becomes a source of conflict
• Christians who've never examined their beliefs about money
• Anyone who feels controlled by money instead of steering it

What you'll walk away with:

• A biblical framework for every financial decision that follows
• Language to talk about money honestly with your spouse
• Freedom from money as an identity or an idol
• The foundation the rest of the plan builds on