Step 4: The Protection Plan

What is the Protection Plan?

The Protection Plan treats insurance as an act of stewardship. "A prudent person foresees danger and takes precautions" (Proverbs 27:12). You'll learn the core coverage every family needs, life, income protection, TPD, trauma, and health, and run a simple needs analysis to know how much coverage is enough.

Why does this step matter?

Wealth you've built can disappear overnight without the right protection in place. This step also shows how your emergency fund from Step 2 is your first line of defense, before insurance ever needs to be used.

How does it help you build wealth?

It protects everything built in Steps 1 through 3, so a crisis becomes a setback instead of a total loss.

Who this step is for:

• Anyone who's never reviewed their insurance coverage
• Families with dependents relying on a single income
• Christians unsure how much cover is actually enough
• Anyone deciding between super-held insurance and a retail policy

What you'll walk away with:

• A full picture of what coverage your family actually needs
• A completed family protection audit
• A family that's protected through every season
• One less thing left to chance